A broad product portfolio gives independent producers the flexibility to address more client needs without trying to make one carrier—or one product—fit every situation.
Clients differ in age, health, income, goals, risk tolerance, coverage needs, and financial priorities. A producer's marketplace should reflect that reality.
The objective is not simply more carriers. It is more capability.
View Current CarriersCost-effective protection for defined periods and specific obligations.
Permanent coverage supporting lifetime protection and legacy objectives.
Flexible permanent-life solutions for longer-term planning needs.
Permanent coverage with index-linked crediting strategies and cash-value potential.
Final expense remains an important part of the PCIN marketplace, with access to multiple carriers, underwriting approaches, and product designs.
Immediate full death-benefit solutions for clients who qualify.
Alternative benefit structures for certain health profiles.
Streamlined underwriting for efficient point-of-sale decisions.
Available options for eligible clients who may not qualify traditionally.
PCIN's annuity marketplace gives appropriately licensed affiliates access to products that can support retirement accumulation, preservation, and income-planning objectives.
Contractual interest strategies for clients seeking predictable accumulation characteristics.
Index-linked interest-crediting opportunities with contract-defined protection from direct market loss.
Marketplace health coverage for eligible individuals and families through participating markets.
Temporary medical coverage options where available and appropriate under applicable rules.
Participating senior-health markets for producers who satisfy applicable requirements.
Benefits designed around qualifying accidental injuries and related expenses.
Cash-benefit solutions associated with qualifying hospital stays and services.
Benefits for qualifying covered illnesses as defined by the policy.
Additional solutions that can complement a broader protection strategy.
PCIN encourages thoughtful case placement based on client circumstances, underwriting considerations, product objectives, and carrier strengths.
A broader network gives producers somewhere to turn when a client need extends beyond the products they write every day.
Carrier relationships, product availability, compensation levels, and state availability can change. PCIN maintains current market information so producers can identify available contracting opportunities.
